Thousands of Colchester children living in families 'trapped by debt'

Thousands of Colchester children living in families 'trapped by debt'

Thousands of Colchester children living in families 'trapped by debt'

First published in News
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THOUSANDS of children in Colchester are living in families trapped by debt, according to new research.

Figures released by The Children’s Society and the StepChange Debt Charity reveal there are 4,519 children across the borough being affected by ‘problem debt’ because families are failing to keep up with household bills and loan repayments.

The statistics show 2,594 families, or 18 per cent, are unable to pay a combined debt of almost £5 million.

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10:55am Tue 12 Aug 14

mirokou says...

How many of these debts are as a result of parents on limited income still buying the latest Smart phone , flatscreen TV's , SKY TV and spending every Thursday or Friday at Yates. Failing to budget to their means.. No child should live in poverty and there is enough help out there to prevent this..Again I would think a sheer lack or personal responsibility is a high factor
How many of these debts are as a result of parents on limited income still buying the latest Smart phone , flatscreen TV's , SKY TV and spending every Thursday or Friday at Yates. Failing to budget to their means.. No child should live in poverty and there is enough help out there to prevent this..Again I would think a sheer lack or personal responsibility is a high factor mirokou
  • Score: 7

11:47am Tue 12 Aug 14

TorreyCanyon says...

You cut your cloth according to your means ! When my children at were at school we were known by the parents as the LASTIES ! That was the joke ! We were the last to get everything, the last to get dial up, then broadband, the last to get a PC and a net book, the last to get XBOX and the last to get on line gaming membership. My children are in their 20's and have only just bought I Phone 4's one generation behind I Phone 5's. We didn't eat out, we lived on discount labels for years ! We went to supermarkets late at night and bought stooge discounted labled foods. We are always behind in everything. However we paid our mortgage of and were mortgage free in 2001. in our mid 40's. My wife has a wardrobe of karen millen clothing all bought on discount at a 1/4 of the price from the braintree freeport shopping outlet. It might be a miserable life and existence but you do get other worries when you scrimp and save and have no mortgage ! I don't think there is no quick fix to life there is always some pressure or problems going on. I suppose if you do get everything on tick when it comes out, it follows a philosophy of a businessman I once frequented, he said if your not in debt, life does not chase or follow you, i did not get what he meant by that but he always seemed to be doing well ! If companies are that loose with their products to give it out so easily, then it is their fault at the end of the day. I suppose if people are in difficulties they can file for bankruptcy which is a few quid and clears you of all your debts, then you can start again. Where it does go wrong is if your parents drink, smoke, take drugs or eat too much of the wrong foods and gamble. Like mine did ! I was brought up in poverty !
You cut your cloth according to your means ! When my children at were at school we were known by the parents as the LASTIES ! That was the joke ! We were the last to get everything, the last to get dial up, then broadband, the last to get a PC and a net book, the last to get XBOX and the last to get on line gaming membership. My children are in their 20's and have only just bought I Phone 4's one generation behind I Phone 5's. We didn't eat out, we lived on discount labels for years ! We went to supermarkets late at night and bought stooge discounted labled foods. We are always behind in everything. However we paid our mortgage of and were mortgage free in 2001. in our mid 40's. My wife has a wardrobe of karen millen clothing all bought on discount at a 1/4 of the price from the braintree freeport shopping outlet. It might be a miserable life and existence but you do get other worries when you scrimp and save and have no mortgage ! I don't think there is no quick fix to life there is always some pressure or problems going on. I suppose if you do get everything on tick when it comes out, it follows a philosophy of a businessman I once frequented, he said if your not in debt, life does not chase or follow you, i did not get what he meant by that but he always seemed to be doing well ! If companies are that loose with their products to give it out so easily, then it is their fault at the end of the day. I suppose if people are in difficulties they can file for bankruptcy which is a few quid and clears you of all your debts, then you can start again. Where it does go wrong is if your parents drink, smoke, take drugs or eat too much of the wrong foods and gamble. Like mine did ! I was brought up in poverty ! TorreyCanyon
  • Score: 3

3:57pm Tue 12 Aug 14

friday_woods says...

If you ain't got it, don't spend it!

How many of these families trapped by debt are trapped due to excessive spending on things they could probably do without? Or have taken out one of those stupid pay day loans?

If you ain't got it, don't spend it!
If you ain't got it, don't spend it! How many of these families trapped by debt are trapped due to excessive spending on things they could probably do without? Or have taken out one of those stupid pay day loans? If you ain't got it, don't spend it! friday_woods
  • Score: 0

5:13pm Tue 12 Aug 14

Taj says...

How smug and judgemental some readers are ,I know several people on the minimum wage paying exorbitant rents who are in dire straights and they and their children are having to go without food because the system is not designed to help them.
My own son has had to return home ,has no chance of saving enough for a deposit and doesn't earn enough to get a mortgage even if he could get a deposit together and he is not able to get social housing unless of course we make him homeless and he claims to be mentally ill.
Most people would be starving and under threat of homelessness within a month if they lost their jobs.
Stop listening to the government blaming the poor for the countries economic nightmare ,it is the so called ruling class that created this nightmare.
How smug and judgemental some readers are ,I know several people on the minimum wage paying exorbitant rents who are in dire straights and they and their children are having to go without food because the system is not designed to help them. My own son has had to return home ,has no chance of saving enough for a deposit and doesn't earn enough to get a mortgage even if he could get a deposit together and he is not able to get social housing unless of course we make him homeless and he claims to be mentally ill. Most people would be starving and under threat of homelessness within a month if they lost their jobs. Stop listening to the government blaming the poor for the countries economic nightmare ,it is the so called ruling class that created this nightmare. Taj
  • Score: 9

8:17pm Tue 12 Aug 14

Hiker54 says...

Poverty: people no longer know the meaning of the word. 1930s was a time of poverty, meat for meals and shoes on your feet were a luxury, yet parents still managed to look after us. Today it is parents or parent, who do not know how to cope, and the children suffer. So much for progress and the welfare state.
Poverty: people no longer know the meaning of the word. 1930s was a time of poverty, meat for meals and shoes on your feet were a luxury, yet parents still managed to look after us. Today it is parents or parent, who do not know how to cope, and the children suffer. So much for progress and the welfare state. Hiker54
  • Score: 1

9:13am Wed 13 Aug 14

greenbroker says...

I think most comments have forgotten that the rich are getting richer and the poor are getting poorer. That means there is not a fair distribution of income. UK population below poverty line: 16.2% (2011 est). That includes elderly people as well, not just youngsters with smartphones. Meanwhile, all the millionaires/billion
aires are flocking to London with reduced tax incentives.
I think most comments have forgotten that the rich are getting richer and the poor are getting poorer. That means there is not a fair distribution of income. UK population below poverty line: 16.2% (2011 est). That includes elderly people as well, not just youngsters with smartphones. Meanwhile, all the millionaires/billion aires are flocking to London with reduced tax incentives. greenbroker
  • Score: 1

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